Protection with peace of mind
Complete home protection from all angles, with comprehensive insurance coverage for your property, contents, and personal belongings, offered at highly competitive pricing.
Home insurance
Affordable, Reliable Protection, Fast Service
Liva provides tailored protection for your home and its contents, with clear coverage and fast service, so you can enjoy precious family moments with comfort and peace of mind.
Accidental damage
Valuable possessions
Rent and Alternative Accommodation
Legal Liability
Easy digital claim with reliable support
We offer a seamless and fully digital claims experience in the event of any unforeseen incident, supported by dedicated customer service.
Choose the right cover for you
- Available Covers
- Bronze
- Silver
- Gold
- Platinum
- Building Insured ValueIs the total amount your home's structure is insured for. It covers the cost to repair or rebuild your home if it is damaged or destroyed by events such as fire, flooding, or other covered risks.
- 500,000
- 1,000,000
- 2,500,000
- 5,000,000
- Alternative AccommodationCover pays for a temporary place to live if your home becomes unsafe or unlivable due to a covered event, such as fire, flood, or major damage.
- 25,000
- 50,000
- 75,000
- 125,000
- Owner's Liability to the PublicCover protects you if someone outside your household (such as a visitor, delivery person, or neighbour) is injured or suffers property damage while they are on your property, and you are legally responsible.
- 50,000
- 125,000
- 250,000
- 500,000
- Contents Insured ValueThe Contents Insured Value is the total amount your personal belongings inside the home are insured for. It covers the cost to repair or replace your items if they are damaged, lost, or destroyed due to a covered event.
- 100,000
- 200,000
- 500,000
- 1,000,000
- Contents - Single Article LimitThe Single Article Limit is the maximum amount the insurance will pay for one individual item under your contents coverage, even if your total contents insured value is higher.
- 5,000
- 10,000
- 25,000
- 50,000
- ValuablesCover protects your high-value personal items stated in your policy against loss or damage due to covered events such as theft, fire, or accidental damage, subject to your policy terms.
- 25,000
- 50,000
- 125,000
- 250,000
- Valuable: Single Article Limit
- 2,500
- 5,000
- 10,000
- 20,000
- Clothes and Personal Effects
- 15,000
- 25,000
- 50,000
- 100,000
- Single Article Limit
- 500
- 1,000
- 2,500
- 5,000
- Bank and Credit Cards
- 500
- 1,000
- 2,000
- 2,500
- Furniture in Transit
- 25,000
- 50,000
- 125,000
- 250,000
- Sports Equipment
- 500
- 1,000
- 2,500
- 5,000
- Replacement of Locks
- 250
- 500
- 750
- 1,000
- Deep Freezer Contents
- 250
- 500
- 1,000
- 2,500
- Loss of Documents
- 500
- 1,000
- 2,000
- 3,000
- Pedal Cycles
- 500
- 1,000
- 2,500
- 5,000
- Loss of Money
- 1,000
- 1,000
Disclaimer: The covers described are subject to specified limits, conditions, and exclusions. Coverage amounts, sub‑limits, and eligibility may vary depending on the selected plan and insured values. Claims are payable in accordance with the terms and conditions of the policy.
Frequently asked questions
You can find details about the coverage, benefits, and exclusions, as well as the procedures and requirements for submitting claims, in accordance with the policy terms and conditions. Click here.
1- The applicant must be a Saudi citizen or resident of Saudi Arabia and must either own the home or rent it under a documented lease agreement.
2- The home must be located within Saudi Arabia
Yes. If you’ve lost something or it has been stolen, you will need to inform the police and file a report when submitting a claim for any lost or stolen items.
As part of the Claim notification process, we will take your Bank & IBAN details. Once claim has been settled, amount will be automatically transferred to that Bank account.
Your policy excess, as per your agreed Terms & Conditions, will be applicable for all non-recoverable claims.
As long as no claims are made during the Period of Insurance, we will give you a refund based on the short period rate schedule as per the Policy.